• Kentucky Consumer Finance Association

    Working to promote responsible small dollar lending and protecting consumers’ access to credit.

  • ABOUT US

    The Kentucky Consumer Finance Association was founded in 1933 to advocate for a positive operating environment for consumer loan companies, which are traditional installment lenders whose business model dates back to the late-1800s.

     

    Our members are licensed and regulated by the Kentucky Department of Financial Institutions and make loans up to $15,000 and according to the rate tiers authorized in KRS 286.4-530.

     

    The loans our members make are a vital part of the economy by helping individuals purchase consumer products like furniture and automobiles; make equipment purchases for small businesses; and small personal loans not made by other financial institutions.

     

    The unique quality of KCFA members are that we are local with offices in nearly 100 Kentucky counties. This means that we know our customers and can work to meet their personal financial needs whether its establishing credit or helping them finance personal or business growth.

  • KCFA Membership

    Strength In Numbers!!!! Join or Renew your annual KCFA membership below!

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    Associate Membership

    For Allied Businesses

    Not For Consumer Loan/Finance Companies

    $500

    Annual Dues

    For companies whose business is allied to and/or enhances the consumer finance industry in Kentucky and having business ethics' in line with the purposes of the Kentucky Consumer Finance Association.

     

    2023 Associate Member Dues Letter

     

    2023 Associate Member Certification

    Recommended

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    Full Membership

    For Consumer Loan/Finance Companies

    $500-10,000

    Annual Dues

    For companies duly licensed under the Kentucky Consumer Loan Act of the Commonwealth of Kentucky engaged in the business of making loans and having business ethics' in line with the purposes of the Kentucky Consumer Finance Association.

     

    2023 Full Member Dues Letter

     

    2023 Member Dues Verification Form

     

  • KCFA Updates

    Stay Informed about Our Industry

    2022 Final Legislative Session Report
    December 13, 2022
    When the 2022 session got underway on January 4th, the General Assembly’s constitutional duties were the redistricting of congressional and legislative districts and the passage of a biennial state budget. The legislature not only carried out these constitutional duties, but also passed a major...
    2021 Final Legislative Session Report
    April 9, 2021
    The Session of 2021 -- One for the History Books When the short, 30-day 2021 Regular Session of the General Assembly gaveled in on January 5 some things were clear. It was clear that it would be a session unlike others under the cloud of the COVID-19 pandemic with very limited public access to...

  • Connect With Us

    We are here to serve you...so contact us!!!

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    info@govplan.com

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    Office - 502-226-3975

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